Last year, US consumers spent more than $34B (thats billion!) dollars on overdraft protection and insufficient funds fees. Many people coming to FindABetterBank are shopping for new banks because they dont like all the fees they pay – and overdraft-related fees are top-of-the-list. Some banks are responding by offering checking accounts that you cannot overdraw – they will return the check or reject the transaction if it will bring your balance to below zero ($0).
At FindABetterBank, we're often asked whether using a service like Zelle is better or worse than using Venmo. This article reviews some of the key differences and similarities as well as provides a list of banks that support Zelle. Both these services enable you to "send" money to another person with their email address or phone number. A big difference is that Zelle is a service supported by participating banks and Venmo is a third-party service unaffiliated with any bank (Venmo is a subsidiary of PayPal).
Chances are you haven’t given much thought to your checking account lately. Yet, it is the single, most important account of your personal finances. It serves as the central hub for your hard-earned money – a place to deposit earnings and manage expense outflows. Unfortunately, choosing the wrong checking account is a lot like having a slow leak in your tire – difficult to notice at first, but over time, it will wreak havoc on your budget.
Find Your Next Bank
Compare local banks and credit unions for free.
We track over 50 fees and features to match you to the best accounts.
Saves You Money
We estimate the fees you'll pay for each account.
Local Banks and Credit Unions in FindABetterBank
Browse By Institution Type
How We Get Our Bank Information
We conduct our own research for the largest US banks and we audit the information provided by community banks and credit unions.
Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.
All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.
Facts About Checking Accounts, Reloadable Debit Cards and Tips To Choose The Best One For You
Features, Fees and Important Facts
- Are No-Overdraft Checking Accounts Right For You?
- Which is Better: Venmo or Zelle?
- What is Mobile Check Deposit?
- Person-to-Person (P2P) Payment Services
- Interest Rates On Checking Accounts
- Online Banking and BillPay
- Online Banking and BillPay Advanced Features
- Overdraft Fees and Protection
- Debit Card Features And Fees
- The Ins and Outs of Mobile Banking
Do You Know?
How ATM Fee Rebates Work: With ATM rebates, the charge from a non-bank ATM is rebated to your account. This rebate applies to ATMs anywhere in the US or anywhere outside the bank's home state, depending on the bank. While there is often a limit to the amount a customer may receive in monthly rebates (usually $6/month), this service provides another great incentive to work with a bank that may not be so close in proximity, but offers great accounts. Unlimited ATM rebates are common for banks that have no branches (i.e. Internet Bank Accounts) or for smaller banks that want to remain competitive on a national scale.
Compare local banks and credit unions for free
Enter your zip code to see the most detailed, up-to-date account information from local banks and credit unions.