Last year, US consumers spent more than $34B (that’s billion!) dollars on overdraft protection and insufficient funds fees. Many
people coming to FindABetterBank are shopping for new banks because they don’t like all the fees they pay – and overdraft-related
fees are top-of-the-list. Some banks are responding by offering checking accounts that you cannot overdraw – they will return the
check or reject the transaction if it will bring your balance to below zero ($0).
At FindABetterBank, we're often asked whether using a service like Zelle is better or worse than using Venmo.
This article reviews some of the key differences and similarities as well as provides a list of banks that support
Zelle. Both these services enable you to "send" money to another person with their email address or phone number. A big difference is that Zelle is a
service supported by participating banks and Venmo is a third-party service unaffiliated with any bank (Venmo is a subsidiary of PayPal).
Chances are you haven’t given much thought to your checking account lately. Yet, it is the single, most important
account of your personal finances. It serves as the central hub for your hard-earned money – a place to deposit earnings
and manage expense outflows. Unfortunately, choosing the wrong checking account is a lot like having a slow leak in
your tire – difficult to notice at first, but over time, it will wreak havoc on your budget.
How ATM Fee Rebates Work: With ATM rebates, the charge from a non-bank ATM is rebated to your account. This rebate applies to ATMs anywhere in the US or anywhere outside the bank's home state, depending on the bank. While there is often a limit to the amount a customer may receive in monthly rebates (usually $6/month), this service provides another great incentive to work with a bank that may not be so close in proximity, but offers great accounts. Unlimited ATM rebates are common for banks that have no branches (i.e. Internet Bank Accounts) or for smaller banks that want to remain competitive on a national scale.
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