Minimum Opening Deposit
A $50.00 deposit is required to open this account.
$50.00
Monthly Service Fee
The Monthly Service Fee of $5.95 can be waived by:- Maintaining a minimum daily balance of $2,500.00;- Having at least one Direct Deposit.
$5.95
Annual Percentage Yield (APY)
The account earns 0.05% interest.
0.05%%
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Westbury Bank Rewards
This account includes 'Westbury Bank Rewards' program to earn points for gifts and other items. There is no annual fee for this card.
$0.00/yr
Surcharge-Free ATM Access
Access to over 20,000 MoneyPass Network ATMS
Yes
Non-affiliated ATM Usage Fee
$0.00
International ATM Usage Fee
$0.00
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPad, and Android mobile application.
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
$2.95/month
Check Images with Statements
Included
Online Statements
Yes
Online Check Images
Yes
Overdrawing the Account
Negative Balance Fee
There is a $7.00 fee for a negative balance after 6 calendar days with less than a $0.00 balance. After that, this fee is assessed every 6 days with a negative balance.
Yes
Returned Item Fee
The Insufficient Funds Fee is $35.00 per overdraft.
$35.00/per item
Overdraft Protection
Unavailable
About Westbury Bank
At Westbury Bank, we are a full-service neighborhood bank that offers personal attention and a full range of product and service offerings. Our approach is pretty simple: We treat you like our neighbor and serve you better because we're in your neighborhood. The money is earned in the community and is re-invested in the community. Our decisions are made at our branches and not by some corporate office out of the state.