Minimum Opening Deposit
A $50.00 deposit is required to open this account.
$50.00
Monthly Service Fee
The Monthly Service Fee of $4.00 can be waived by enrolling in eStatements of having at least 8 PIN based or signature based debit card purchases post and settle
$4.00
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Non-affiliated ATM Usage Fee
There is a $1.00 fee each time you use a non-affiliated ATM.
$1.00/per use
International ATM Usage Fee
There is a $1.00 fee for using an international ATM plus a small percentage
$1.00/per use
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A mobile-browser website to view account balances, view recent activity, transfer funds;- A downloadable mobile application to view account balances, view recent activity, transfer funds.
Free
Deposit Checks with Mobile Phone
Free
Person-to-Person Payments
Free thru Zelle
Free
Email Alerts
Included with Online Banking
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
Yes
Check Images with Statements
Included
Online Statements
Yes
Online Check Images
Yes
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $29.50 per overdraft.
$29.50/per item
Overdraft Protection
This checking account has 2 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $5.00. The transfer fee is charged for every $200.00 of negative balance;- Funds are transferred in fixed increments of $200.00.From a linked Alternate Checking Account:- Transfer fee of $5.00. The transfer fee is charged for every $200.00 of negative balance;- Funds are transferred in fixed increments of $200.00.
Available
About Texas First Bank
Strong, Solid and Secure -- these words are more than hyperbole when describing Texas First Bank. Texas First Bank has maintained its conservative roots through all aspects of market fluctuation. The bank never pursued risky asset investments, like the large banks we are now being forced to support. As a result, the bank continues to be a shining star among all Texas community banks, with the desire and ability to lend money to quality borrowers.