Minimum Opening Deposit
A $25.00 deposit is required to open this account.
$25.00
Monthly Service Fee
$0.00
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Surcharge-Free ATM Access
Access to surcharge-free ATMs within the SUM ATM Network
Yes
Non-affiliated ATM Usage Fee
There is a $2.50 fee each time you use an ATM not affiliated with Atlantic Union Bank
$2.50/per use
International ATM Usage Fee
There is a $2.50 charge and a 3% currency exchange fee each time you use an ATM in a foreign country
$2.50/per use
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs.
Free
Deposit Checks with Mobile Phone
Free
Person-to-Person Payments
Free
Email Alerts
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
Yes
Check Images with Statements
There is a $2.00 monthly fee to receive images of canceled checks with monthly statements.
$2.00/month
Online Statements
Yes
Online Check Images
Yes
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $36.00 per overdraft.
$36.00/per item
Overdraft Protection
Overdraft Protection is available by linking a savings account, alternate checking account, a credit card or a dedicated overdraft line of credit to the checking account. There is a $10 fee for each Overdraft Protection Transfer.
Available
About Atlantic Union Bank
From the Atlantic Union Website: "We believe people have a right to expect more from the companies they do business with -- and they can expect more from Atlantic Union Bank, a bank whose Virginia roots go back to 1902. By offering fair financial solutions and honest advice, we create opportunities for families and business owners."