Minimum Opening Deposit
Account may be opened with a deposit of any amount.
$0.00
Monthly Service Fee
The Monthly Service Fee of $10.00 can be waived by:- Maintaining an average monthly balance of $1,500.00;- Having at least one Direct Deposit;- 1 Qualifying Bill Payment posted to your Access Account during your statement period.
$10.00
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Thank You Rewards Network
This account includes 'Thank You Rewards Network' program to earn points for gifts and other items. There is no annual fee for this card. Get access to entertainment and dining perks with Citi Private Pass using your Citi Debit Card
$0.00/yr
Surcharge-Free ATM Access
Surcharge-free ATM access is available at all 7-11 Network ATM locations in the U.S as well as MoneyPass Networks and Publix Super Markets
Yes
Non-affiliated ATM Usage Fee
There is a $2.50 fee each time you use a non-affiliated ATM.
$2.50/per use
International ATM Usage Fee
$0.00
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, transfer funds, receive alerts;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPod touch, and Android mobile application.
Free
Person-to-Person Payments
PopMoney
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Notice of deposits or withdrawals over a certain threshold;- Bill Payment Alerts, Check presented Alerts, Check Tracking Alerts.
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Unavailable
Free or Discounted Checks
No
Monthly Paper Statements
$5.00 Fee for obtaining a statement copy from the previous statement cycle; free statements are available online
$5.00/month
Check Images with Statements
If you want to receive images of checks on your monthly paper statement Citibank charges $5. Online images can be found online for free.
Not Included
Online Statements
Yes
Online Check Images
No checks with this account
No
Overdrawing the Account
Returned Item Fee
$0.00
Overdraft Protection
This checking account has 1 option for Overdraft Protection:- - Safety Check, a service which links your money market or savings account.The $10.00 transfer fee is waived for this account