Minimum Opening Deposit
This account can be opened with any amount.
$0.00
Monthly Service Fee
The Monthly Service Fee of $6.00 can be waived by:- Maintaining a minimum daily balance of $200.00;- Having at least one Direct Deposit of payroll or pension.
$6.00
Annual Percentage Yield (APY)
The account earns 0.05% for balances over $2,500.00 and 0.05% at $10,000.
0.05%%
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Surcharge-Free ATM Access
Surcharge-free ATM access is available at all Alliance One Network ATM locations.
Yes
Non-affiliated ATM Usage Fee
There is a $0.50 fee each time you use a non-affiliated ATM.
$0.50/per use
International ATM Usage Fee
There is a $0.50 fee each time you use a ATM in another country. In addition, a small percentage will be charged for currency exchange.
$0.50/per use
Electronic & Telephone Banking
Online Bill Pay
There is a $4.00 monthly if you enroll in online billpay.
$4.00/month
Mobile & Text Banking
This institution supports a mobile-browser website to view account balances, view recent activity.
Free
Email Alerts
This Email Alert feature enables you to receive the bad news that your account balance is below $0.
Included with Online Banking
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
This fee can be avoided if you choose to only receive eStatements.
$6.00/month
Check Images with Statements
Included
Online Statements
Yes
Online Check Images
Yes
Overdrawing the Account
Negative Balance Fee
There is a $10.00 fee for a negative balance after 5 calendar days with less than a $0.00 balance. After that, this fee is assessed each additional day the account has a negative balance.
Yes
Returned Item Fee
The Insufficient Funds Fee is $25.00 per overdraft.
$25.00/per item
Overdraft Protection
This checking account has one option for Overdraft Protection.From a linked Savings Account:- Funds are transferred in fixed increments of $100.00.
Available
About KimCentral Credit Union
From KimCentral's website: "The mission of KimCentral Credit Union is to improve the financial well-being of our members by providing them valued financial products and services. Securing YOUR Tomorrows, Together."