Minimum Opening Deposit
A $50.00 deposit is required to open this account.
$50.00
Monthly Service Fee
The Monthly Service Fee of $7.00 can be waived by: -Maintaining a minimum daily balance of $1,500.00 -Maintaining a combined average daily balance of $10,000.00
Debit Card with Rewards
Earns $0.05 on every debit card transaction(paid monthly)
$0.00/yr
ATM Fee Reimbursements
This account reimburses the surcharges for withdrawals made from any ATM, anywhere in the U.S., up to 6 times per calendar month
Yes
Non-affiliated ATM Usage Fee
$0.00
International ATM Usage Fee
There is an international withdrawal fee calculated as a small percentage of the total amount withdrawn(1.1%)
$0.00
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, receive alerts.
Free
Deposit Checks with Mobile Phone
This feature is available for the iPhone, and Android mobile application.
Free
Person-to-Person Payments
$0.00 for Person to Person payments
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
50% off any personal check style for clients aged 65+
Yes
Monthly Paper Statements
Yes
Check Images with Statements
Included
Online Statements
No
Online Check Images
No
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $30.00 per overdraft
$30.00/per item
Overdraft Protection
This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $9.00. The transfer fee is charged per day;- Funds are transferred in fixed increments of $25.00.From a linked Alternate Checking Account:- Transfer fee of $9.00. The transfer fee is charged per day;- Funds are transferred in fixed increments of $25.00.From a linked Overdraft Line of Credit:- Annual fee of $35.00;- Funds are transferred in fixed increments of $25.00.