Minimum Opening Deposit
A $1.00 deposit is required to open this account.
$1.00
Account Restrictions
You must be a student to open this account.
Students
Monthly Service Fee
The Monthly Service Fee of $4.00 can be waived by:- Maintaining a minimum daily balance of $500.00;- Enroll in eStatements to avoid the monthly service charge.
$4.00
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Surcharge-Free ATM Access
Surcharge-free ATM access is available at all AllPoint and STARSsf Network ATM locations.
Yes
Non-affiliated ATM Usage Fee
There is a $1.50 fee each time you use a non-affiliated ATM. You can avoid this fee by using an AllPoint or STARSsf ATM.
$1.50/per use
International ATM Usage Fee
There is a $1.50 fee each time you use a ATM in another country. In addition, there is a fee calculated as a small percentage of the total amount withdrawn.
$1.50/per use
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity;- A mobile-browser website to view account balances, view recent activity, pay bills, locate ATMs;- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPad, and Android mobile application.
Free
Person-to-Person Payments
Pay Someone $0.00
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
Yes
Check Images with Statements
Not Included
Online Statements
You can receive monthly statements electronically, but if you do, you will not receive statements by mail.
Yes
Online Check Images
Images of canceled checks can be viewed online for 6 months.
Yes
Overdrawing the Account
Free Account Overdraft
Yes
Negative Balance Fee
There is a $10.00 fee for a negative balance after 10 calendar days with less than a $0.00 balance. After that, this fee is assessed every 10 days with a negative balance.
Yes
Returned Item Fee
The Insufficient Funds Fee is $35.00 per overdraft.
$35.00/per item
Overdraft Protection
This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $5.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.From a linked Alternate Checking Account:- Transfer fee of $5.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Transfer fee of $5.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.