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Home » Checking Accounts

"Simply FREE Checking" fromWayne Bank

  • Website
  • Contact Wayne Bank by phone (570) 253-1455 or (800) 598-5002

The Basics

Minimum Opening Deposit A $25.00 deposit is required to open this consumer account. Member FDIC.
$25.00
Monthly Service Fee
$0.00

Debit Cards & Using ATMs

Debit Card The annual fee for the debit card is $10.00.
$12.00/yr
Surcharge-Free ATM Access Surcharge-free ATM access is available at all MoneyPass Network ATM locations.
Yes
Non-affiliated ATM Usage Fee The ATM owner/bank may charge a fee. Wayne Bank customers can use MoneyPass ATMs to avoid these fees.
$0.00
International ATM Usage Fee There is a fee calculated as 2.00% of the total amount withdrawn.
$0.00

Electronic & Telephone Banking

Online Bill Pay Unlimited transactions
Free
Mobile & Text Banking This institution supports:- A text messaging service to view account balances, view recent activity, transfer funds, pay bills, receive alerts;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills.
Free
Deposit Checks with Mobile Phone This feature is available on the iPhone, iPad, and Android mobile application.
Free
Person-to-Person Payments $0.50 per item thru PopMoney
$0.50/payment
Email Alerts This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Notice of deposits or withdrawals over a certain threshold;- The bad news that your account balance is below $0;- Reminders that bills are coming due for payment;- An email to let you know there's a secure message for you in Online Banking.
Included with Online Banking
Automated Phone Banking
Free

Checks & Statements

Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
Yes
Check Images with Statements
Included
Online Statements
Yes
Online Check Images Images of canceled checks can be viewed online for 18 months.
Yes

Overdrawing the Account

Negative Balance Fee There is a $5.00 fee for a negative balance after 8 calendar days with less than a $0.00 balance. After that, this fee is assessed every 8 days with a negative balance.
Yes
Returned Item Fee The Insufficient Funds Fee is $35.00 per overdraft.
$35.00/per item
Overdraft Protection This checking account has 2 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $10.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Annual fee of $20.00;- Transfer fee of $10.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.
Available

About Wayne Bank

From their website: "Wayne Bank, founded in 1871, takes pride in still having the friendly personal touch that has been their hallmark since they began as a simple storefront operation. Wayne bank is based in Honesdale, PA and has 11 branches in Northeastern Pennsylvania. They offer a full range of consumer and business services including free checking accounts, savings products, consumer loans, small business and commercial loans, as well as, Trust and Wealth Management services. With their longevity and being well capitalized, their customers know they can 'Bank with Confidence'. Wayne Bank, Member FDIC, Equal Housing Lender.

How We Get Our Information

We conduct our own research for all the institutions listed.

Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

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