Minimum Opening Deposit
There is no deposit required to open this account.
Monthly Service Fee
The Monthly Service Fee of $5.00 can be waived by maintaining an minimum combined daily balance of $5,000.00.
Annual Percentage Yield (APY)
The account earns 0.05% interest on balances over $0.01.
Debit Cards & Using ATMs
ATM Fee Reimbursements
Account holders will receive rebates on the ATM's withdrawal fees for your first 5 withdrawals each month.
Non-affiliated ATM Usage Fee
There is a $3.00 fee each time you use a non-affiliated ATM after your first 5 each month.
International ATM Usage Fee
There is a $3.00 fee each time you use a ATM in another country. In addition, there is a fee calculated as 3.00% of the total amount withdrawn.
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, transfer funds, pay bills, receive alerts;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs.
Deposit Checks with Mobile Phone
This feature is available on the iPhone and Android Huntington mobile application.
No fee for P2P payments made thru Huntington Bill Pay Service
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Notice of deposits or withdrawals over a certain threshold;- Confirmation that bills have been paid;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
Monthly Paper Statements
Check Images with Statements
Online Check Images
Overdrawing the Account
Negative Balance Fee
There is a $25.00 fee for a negative balance after 5 calendar days with less than a $0.00 balance. After that, this fee is assessed each additional week the account has a negative balance.No fee if balance overdrawn is less than $10.
Initial Returned Item Fee
The Insufficient Funds Fee is $23.00 for the first overdraft and $37.50 for subsequent overdrafts. No fee unless overdrawn by $5 or more.
This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- Funds are transferred to bring the account balance to $0.00.From a linked Credit Card Account:- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Funds are transferred in fixed increments of $10.00.
About Huntington National Bank
At Huntington, we give you the personal attention you deserve, whether it's online, on the phone or in person at one of our many convenient locations. We provide a wide range of accounts and services to meet all of your financial needs.
We offer full-service checking accounts -- one is just right for you. All of our checking accounts come with Online Banking, Mobile Banking, Text Banking, Bill Pay and Online Statements.