Minimum Opening Deposit
A $25.00 deposit is required to open this account.
Monthly Service Fee
Debit Cards & Using ATMs
Surcharge-Free ATM Access
Surcharge-free ATM access is available at any of the 28,000+ ATMs in the CO-OP Network.
Non-affiliated ATM Usage Fee
There is a $1.00 fee each time you use a non-affiliated ATM. You can avoid this fee by using any CO-OP Network ATM. School employee Members receive unlimited fee free withdrawals at non-SchoolsFirst FCU ATMs.*
International ATM Usage Fee
There is a $1.00 fee each time you use a ATM in another country. In addition, there is a small fee calculated as a percentage of the total amount withdrawn.
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text Banking
This institution supports:- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills;- An iPhone application to view account balances, view recent activity, deposit checks, transfer funds, pay bills;- An Android application to view account balances, view recent activity, deposit checks, transfer funds, pay bills;- A BlackBerry application to view account balances, view recent activity, transfer funds, pay bills;- A text feature is also available. It allows you to check balances and recent transactions.
Deposit Checks with Mobile Phone
This mobile deposit application is available for iPhone and Android devices.
This Email Alert feature enables you to receive:- The bad news that your account balance is below $0;- Reminders that bills are coming due for payment;- Priority Online Account notifications.
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
Monthly Paper Statements
Check Images with Statements
Online Check Images
Images of paid checks can be viewed online for 7 years.
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $20.00 per overdraft.
This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- Funds are transferred to bring the account balance to $0.00.From a linked Alternate Checking Account:- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Funds are transferred to bring the account balance to $0.00.
About SchoolsFirst Federal Credit Union
SchoolsFirst FCU is a not-for-profit organization rooted in the credit union philosophy of "People Helping People," and built on traditional values of commitment to service, respect for the individual, and fiscal responsibility. We hold ourselves to the highest standard of integrity, professional ethics, cooperation, and team spirit.
As a financial cooperative, our Members share ownership of their credit union, and have democratic control (one Member, one vote), electing from their midst a volunteer Board of Directors. All excess earnings are passed along to our Members through competitive rates, expanded products and services, and lower fees.