Minimum Opening Deposit
A $5.00 deposit is required to open this account.
$5.00
Monthly Service Fee
The Monthly Service Fee of $5.00 is waived if this account receives a $400 direct deposit or payroll deduction each month.
$5.00
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Debit Card with Rewards
Park Community Points-earn points for everyday purchases
$0.00/yr
Surcharge-Free ATM Access
Surcharge-free ATM access is available at all MoneyPass Network, Republic Bank and Alliance One Network ATM locations.
Yes
Non-affiliated ATM Usage Fee
There is a $1.00 fee when withdrawing from unaffiliated ATMs after seven free transactions per month. Also, no additional withdrawal fee from Moneypass, AllianceOne, and Republic Bank ATMs on your first 7 withdrawals each month.
$1.00/per use
International ATM Usage Fee
There is a fee calculated as a small percentage of the total amount withdrawn.
$0.00
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, receive alerts;- A downloadable mobile application to view account balances, view recent activity, transfer funds, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone and iPad mobile application.
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Notice of deposits or withdrawals over a certain threshold;- The bad news that your account balance is below $0;- Confirmation that bills have been paid;- Interest rate changes.
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
$1.00 fee waived if enrolled in eStatements
$1.00/month
Check Images with Statements
Not Included
Online Statements
Yes
Online Check Images
Images of canceled checks can be viewed online.
Yes
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $32.00 per overdraft.
$32.00/per item
Overdraft Protection
This checking account has 2 options for Overdraft Protection.From a linked Savings Account:- No transfer fee for the first 2 transfers each month.- Transfer fee of $5.00 afterwards. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.>From a linked Overdraft Line of Credit:- No transfer fee.- Funds are transferred to bring the account balance to $0.00.- You must qualify fo
Available
About Park Community Credit Union
Park Community's membership is open to those who live or work in our select community areas. Our mission is to provide our members with products and services that save you time, make you money, provide convenience, and give you peace of mind. Park Community has what it takes to be your complete financial provider: savings, checking, share certificates, IRAs, auto loans, mortgages, children's accounts, business accounts, investment services, and much more. You won't find a better combination of service, rates and resources anywhere. Everything you need to live your life your way is at Park Community.