Minimum Opening Deposit
A $5.00 deposit is required to open this account.
You must be a senior 50 or older to open this account.
Monthly Service Fee
Annual Percentage Yield (APY)
The account earns: - 0.05% for balances of $0.01-$999.99 - 0.10% for balances of $10,000.00- $24,999.99, - 0.15% for balances of $25,000.00 and higher
up to 0.15%%
Debit Cards & Using ATMs
Debit Card with Rewards
Park Community Points-earn points for everyday purchases
Surcharge-Free ATM Access
Surcharge-free ATM access is available at all MoneyPass Network, Republic Bank and Alliance One Network ATM locations.
Non-affiliated ATM Usage Fee
There is a $1.00 fee when withdrawing from unaffiliated ATMs after seven free transactions per month. Also, no additional withdrawal fee from Moneypass, AllianceOne, and Republic Bank ATMs on your first 7 withdrawals each month.
International ATM Usage Fee
There is a fee calculated as a small percentage of the total amount withdrawn.
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, receive alerts;- A downloadable mobile application to view account balances, view recent activity, transfer funds, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile Phone
This feature is available on the iPhone and iPad mobile application.
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Notice of deposits or withdrawals over a certain threshold;- The bad news that your account balance is below $0;- Confirmation that bills have been paid;- Interest rate changes.
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
You may receive one free box of stock checks annually.
Monthly Paper Statements
Check Images with Statements
Online Check Images
Images of canceled checks can be viewed online.
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $32.00 per overdraft.
This checking account has 2 options for Overdraft Protection.From a linked Savings Account:- No transfer fee for the first 2 transfers each month.- Transfer fee of $5.00 afterwards. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.>From a linked Overdraft Line of Credit:- No transfer fee.- Funds are transferred to bring the account balance to $0.00.- You must qualify fo
About Park Community Credit Union
Park Community's membership is open to those who live or work in our select community areas. Our mission is to provide our members with products and services that save you time, make you money, provide convenience, and give you peace of mind. Park Community has what it takes to be your complete financial provider: savings, checking, share certificates, IRAs, auto loans, mortgages, children's accounts, business accounts, investment services, and much more. You won't find a better combination of service, rates and resources anywhere. Everything you need to live your life your way is at Park Community.