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Home » Checking Accounts

"Dividend Plus Checking" fromNeighbors Federal Credit Union

  • Website
  • 866-819-2178

The Basics

Minimum Opening Deposit A $25.00 deposit is required to open this account.
$25.00
Monthly Service Fee A $6.00 Below Minimum Fee applies if your total average monthly deposit balance is below $1,500.00.
$4.95
Interest Rate If you meet qualifications, you can earn 1.87% on balances up to $10,000.00, 0.10% over $10,000.00. APY is 0.05% if qualifications are not met.To qualify for the bonus rate, each month you must: - Make at least 10 debit card purchases; - Have at least one direct deposit; - Receive monthly statements electronically.
up to 1.87%

Debit Cards & Using ATMs

Debit Card
$0.00/yr
ATM Fee Reimbursements $1.00, ATM refunds up to $4.99 per transaction, maximum monthly ATM refund is $20.00
Yes
Non-affiliated ATM Usage Fee
$1.00/per use
International ATM Usage Fee
$1.00/per use

Electronic & Telephone Banking

Online Bill Pay
Free
Mobile & Text Banking
Free
Person-to-Person Payments Zelle-Free
Free
Email Alerts
Included with Online Banking
Automated Phone Banking
Free

Checks & Statements

Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
Yes
Check Images with Statements
Not Included
Online Statements
Yes
Online Check Images
Yes

Overdrawing the Account

Returned Item Fee
$32.00/per item
Overdraft Protection This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $4.00. The transfer fee is charged per day;- Funds are transferred to bring the account balance to $0.00.From a linked Alternate Checking Account:- Transfer fee of $4.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Transfer fee of $4.00. The transfer fee is charged per transaction;- Funds are transferred in fixed increments of $100.00.
Available

About Neighbors Federal Credit Union

Neighbors Federal Credit Union is based in Baton Rouge Louisiana and offers checking, savings, loans and investment services from its 7 locations to people in Baton Rouge and its surrounding area.

How We Get Our Information

We conduct our own research for all the institutions listed.

Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

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