Minimum Opening Deposit
A $25.00 deposit is required to open this account.
$25.00
Monthly Service Fee
A $6.00 Below Minimum Fee applies if your total average monthly deposit balance is below $1,500.00.
$4.95
Interest Rate
If you meet qualifications, you can earn 1.87% on balances up to $10,000.00, 0.10% over $10,000.00. APY is 0.05% if qualifications are not met.To qualify for the bonus rate, each month you must: - Make at least 10 debit card purchases; - Have at least one direct deposit; - Receive monthly statements electronically.
up to 1.87%
Debit Cards & Using ATMs
Debit Card
$0.00/yr
ATM Fee Reimbursements
$1.00, ATM refunds up to $4.99 per transaction, maximum monthly ATM refund is $20.00
Yes
Non-affiliated ATM Usage Fee
$1.00/per use
International ATM Usage Fee
$1.00/per use
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
Free
Person-to-Person Payments
Zelle-Free
Free
Email Alerts
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
Yes
Check Images with Statements
Not Included
Online Statements
Yes
Online Check Images
Yes
Overdrawing the Account
Returned Item Fee
$32.00/per item
Overdraft Protection
This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $4.00. The transfer fee is charged per day;- Funds are transferred to bring the account balance to $0.00.From a linked Alternate Checking Account:- Transfer fee of $4.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Transfer fee of $4.00. The transfer fee is charged per transaction;- Funds are transferred in fixed increments of $100.00.
Available
About Neighbors Federal Credit Union
Neighbors Federal Credit Union is based in Baton Rouge Louisiana and offers checking, savings, loans and investment services from its 7 locations to people in Baton Rouge and its surrounding area.