Minimum Opening Deposit
No opening deposit is required to open this account.
$0.00
Monthly Service Fee
The Monthly Service Fee of $12.00 can be waived by maintaining a minimum daily balance of $500.00.
$12.00
Annual Percentage Yield (APY)
The account earns 0.05% interest.
0.05%%
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Non-affiliated ATM Usage Fee
There is a $2.50 fee each time you use a non-affiliated ATM. You can avoid this fee by using any Gold Key ATM.
$2.50/per use
International ATM Usage Fee
There is a $2.50 fee each time you use a ATM in another country.
$2.50/per use
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports a text messaging service to receive alerts and a downloadable mobile application to access your account.
Free
Deposit Checks with Mobile Phone
Available thru app
Free
Person-to-Person Payments
Zelle
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Notice of deposits or withdrawals over a certain threshold;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
Yes
Check Images with Statements
Included
Online Statements
Yes
Online Check Images
Yes
Overdrawing the Account
Negative Balance Fee
There is a $34.00 fee charged on the 7th consecutive banking day of negative balance
Yes
Returned Item Fee
The Insufficient Funds Fee is $34.00 per overdraft.
$34.00/per item
Overdraft Protection
This checking account has 2 options for Overdraft Protection.From a linked Savings Account:- No Transfer Fee;- Funds are transferred to bring the account balance to $0.00.From a linked Alternate Checking Account:- No Transfer Fee- Funds are transferred to bring the account balance to $0.00.