Minimum Opening Deposit
No opening deposit is required to open this account.
Monthly Service Fee
The Monthly Service Fee of $12.00 can be waived by maintaining a minimum daily balance of $500.00.
Annual Percentage Yield (APY)
The account earns 0.05% interest.
Debit Cards & Using ATMs
Non-affiliated ATM Usage Fee
There is a $2.50 fee each time you use a non-affiliated ATM. You can avoid this fee by using any Gold Key ATM.
International ATM Usage Fee
There is a $2.50 fee each time you use a ATM in another country.
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text Banking
This institution supports a text messaging service to receive alerts and a downloadable mobile application to access your account.
Deposit Checks with Mobile Phone
Available thru app
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Notice of deposits or withdrawals over a certain threshold;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
Monthly Paper Statements
Check Images with Statements
Online Check Images
Overdrawing the Account
Negative Balance Fee
There is a $34.00 fee charged on the 7th consecutive banking day of negative balance
Returned Item Fee
The Insufficient Funds Fee is $34.00 per overdraft.
This checking account has 2 options for Overdraft Protection.From a linked Savings Account:- No Transfer Fee;- Funds are transferred to bring the account balance to $0.00.From a linked Alternate Checking Account:- No Transfer Fee- Funds are transferred to bring the account balance to $0.00.