Minimum Opening Deposit
A $25.00 deposit is required to open this account.
Monthly Service Fee
The Monthly Service Fee of $12.00 can be waived by having a daily balance of at least $2,000.00.
Annual Percentage Yield (APY)
The account earns 0.02% for balances over $1,000 and 0.03% at $10,000.00.
up to 0.03%%
Debit Cards & Using ATMs
Debit Card with Rewards
This account includes Relationship Rewards program to earn points for gifts and other items for signature-based purchases. There is no annual fee for this card.
Non-affiliated ATM Usage Fee
International ATM Usage Fee
There is a fee calculated as 3.00% of the total amount withdrawn when using an ATM outside of the US..
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity;- A mobile-browser website to view account balances, view recent activity, transfer funds, locate ATMs;- A downloadable mobile application for iPhone and Android devices to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPad, and Android mobile application.
$0.50 per transaction thru PopMoney
This Email Alert feature enables you to receive notifications about account activity.
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
One order of specialty checks free per year or 50% off any other personal checks
Monthly Paper Statements
Check Images with Statements
If you receive e-statements then you will not receive paper statements.
Online Check Images
Images of canceled checks can be viewed online for 2 months.
Overdrawing the Account
Negative Balance Fee
There is a $6.00 fee for a negative balance after 5th consecutive business day of overdraft.
Returned Item Fee
The Insufficient Funds Fee is $39.00 per overdraft.
This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $12.00. The transfer fee is charged per day;- Funds are transferred to bring the account balance to $0.00.From a linked Alternate Checking Account:- Transfer fee of $12.00. The transfer fee is charged per day;- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Transfer fee of $12.00. The transfer fee is charged for every $10.00 of negative balance;- Funds are transferred in fixed increments of $10.00.
About The Columbia Bank
At The Columbia Bank, we strive to have a better understanding of how we can help you meet your financial goals. We want to hear what you are thinking to better understand your needs and expectations. We listen to your questions and concerns. By listening to you, we can better provide you with the appropriate financial solutions tailored to your needs.
As the second largest bank headquartered in central Maryland, we provide retail and business customers with the best in banking services and products, investment management and trust services. Our community-oriented style of banking and commitment to our customers enables us to provide the flexibility and timely response customers need, helping us sustain mutually satisfying, long-term banking relationships.