Minimum Opening Deposit
Account may be opened with a deposit of $50.00 or more.
$50.00
Monthly Service Fee
There are no Monthly Maintenance Fees with this account.
$0.00
Interest Rate
up to 2.01 %
Debit Cards & Using ATMs
Debit Card
$0.00/yr
ATM Fee Reimbursements
Automatic fee reimbursement, up to $42.00 per month as long as monthly account requirements are met.Rebates are credited to your account at the end of the statement cycle.To qualify, you must meet the same minimums required to receive other incentives.
Yes
Non-affiliated ATM Usage Fee
$0.00
International ATM Usage Fee
$0.00
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A mobile-browser website to view account balances, view recent activity, transfer funds;- A downloadable mobile application to view account balances, view recent activity, transfer funds.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPad, and Android mobile application.
Free
Email Alerts
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
Yes
Check Images with Statements
Included
Online Statements
Yes
Online Check Images
Images of canceled checks can be viewed online.
Yes
Overdrawing the Account
Returned Item Fee
You will be charged $29.50 for each overdraft.
$29.50/per item
Overdraft Protection
This checking account has 2 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $5.00. The transfer fee is charged for every $200.00 of negative balance;- Funds are transferred in fixed increments of $200.00.From a linked Alternate Checking Account:- Transfer fee of $5.00. The transfer fee is charged for every $200.00 of negative balance;- Funds are transferred in fixed increments of $200.00.
Available
About Texas First Bank
Strong, Solid and Secure -- these words are more than hyperbole when describing Texas First Bank. Texas First Bank has maintained its conservative roots through all aspects of market fluctuation. The bank never pursued risky asset investments, like the large banks we are now being forced to support. As a result, the bank continues to be a shining star among all Texas community banks, with the desire and ability to lend money to quality borrowers.