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Home » Checking Accounts

"Personal Checking" fromCity National Bank

  • Website
  • 800.773.7100

The Basics

Minimum Opening Deposit A $1,000.00 deposit is required to open this account.
$1,000.00
Monthly Service Fee The Monthly Service Fee of $20.00 can be waived by maintaining a minimum daily balance of $3,000.00.
$20.00

Debit Cards & Using ATMs

Debit Card
$0.00/yr
Non-affiliated ATM Usage Fee There is a $2.50 fee each time you use a non-affiliated ATM.
$2.50/per use
International ATM Usage Fee There is a fee calculated as 3.00% of the total amount withdrawn.
$2.50/per use

Electronic & Telephone Banking

Online Bill Pay
Free
Mobile & Text Banking This institution supports:- A text messaging service to view account balances, view recent activity;- A mobile-browser website to view account balances, view recent activity, transfer funds, locate ATMs;- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile Phone This feature is available on the iPhone, iPad, and Android mobile application.
Free
Email Alerts This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free

Checks & Statements

Unlimited Check Writing
$0.35/per check
Free or Discounted Checks
No
Monthly Paper Statements
Yes
Check Images with Statements $2.00 fee for check images as part of the statement
$2.00/month
Online Statements
Yes
Online Check Images Images of canceled checks can be viewed online.
Yes

Overdrawing the Account

Negative Balance Fee There is a $5.00 fee for a negative balance after 4 calendar days with less than a $0.00 balance. After that, this fee is assessed every 4 days with a negative balance.
Yes
Returned Item Fee $37.00 fee for Insufficient funds
$37.00/per item
Overdraft Protection This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $10.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.From a linked Alternate Checking Account:- Transfer fee of $10.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- No Transfer fee, but a $100.00 annual fee;- Funds are transferred to bring the account balance to $0.00.
Available

How We Get Our Information

We conduct our own research for all the institutions listed.

Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

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