Minimum Opening DepositA $25.00 deposit is required to open this account.
Monthly Service FeeThis single product includes three accounts--Spend, Reserve and Growth--offering different access and interest rates designed to function as both your checking and savings accounts.
The monthly service fee of $25.00 is waived if you meet one of the following requirements: - Maintain a combined average monthly balance of $5,000.00 or more in your Spend and Reserve Accounts. - Have a $5,000.00 monthly direct deposit. - Maintain a combined balance of $25,000.00 in your Virtual Wallet accounts.
Annual Percentage Yield (APY)The account earns 0.01% on all balances over $2,000.00.
Debit Cards & Using ATMs
PNC Purchase PaybackThis account includes 'PNC Purchase Payback' to put money back into your account based on your debit card usage. There is no annual fee for this card.
ATM Fee ReimbursementsThis account includes rebates of any ATM fees you incur when you use a non-affiliated ATM, up to $20.00 per month.
Non-affiliated ATM Usage Fee
International ATM Usage Fee
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text BankingThis institution supports: - A text messaging service to view account balances, view recent activity; - A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs; - A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs; - An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs; - An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile PhoneThis feature is available for the iPhone and Android mobile application.
Email AlertsThis Email Alert feature enables you to receive: - Warnings when your balance falls below a certain threshold; - The bad news that your account balance is below $0; - An email to let you know there's a secure message for you in Online Banking; - Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted ChecksFree PNC Exclusive design checks or $12 discount is available on select designs.
Monthly Paper Statements
Check Images with Statements
Online Check ImagesImages of canceled checks can be viewed online.
About PNC Bank
PNC's wide range of services can make banking easier, and more convenient than ever. See why PNC is the smart choice for help in meeting your financial goals.