"MyChoice Premium Checking " from M&T Bank

The Basics

Minimum Opening Deposit
A $25.00 deposit is required to open this account.
Monthly Maintenance Fee
The Monthly Service Fee of $24.95 can be waived by doing one of the following:
- Maintaining an average daily balance of $7,500.00;
- Maintaining an combined average daily balance of $25,000.00 in personal deposit accounts, loans and home equity outstanding balances.
Annual Percentage Yield (APY)
up to 0.05%
The account earns 0.01% interest for balances over $1.00.
0.03% at $50,000.00
0.05% at $100,000.00

Debit Cards & Using ATMs

Debit Card $0.00/yr
Surcharge-Free ATM Access Yes
ATM Fee Reimbursements
M&T will reimburse the checking account(up to $2 per transaction) for the amount of any fee charged by another bank or ATM operator to use its ATMs
Non-affiliated ATM Usage Fee $0.00
International ATM Usage Fee
$5.00/per use
The greater of $5.00 or 3% of the transaction amount

Electronic & Telephone Banking

Online Banking Free
Email Alerts
Included with Online Banking
This Email Alert feature allows you to track balances and transactions: Low Balance notices,Daily or Weekly balance updates, posted deposits. You will also receive warnings about account activity:--Security alerts, Debit card purchases by web/phone, Large withdrawals
Online Bill Pay Free
Mobile & Text Banking
This institution supports:
- A text messaging service to view account balances, view recent activity, locate ATMs;
- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;
- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;
- An Android and BlackBerry application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile Phone Free
Person-to-Person Payments Free
Automated Phone Banking Free

Checks & Statements

Unlimited Check Writing Yes
Free or Discounted Checks
No fee for Standard Checks and 50% discount on additional check orders & styles
Monthly Paper Statements Yes
Check Images with Statements $5.00/month
Online Statements Show Details
You can receive monthly statements electronically, but if you do, you will not receive statements by mail.
Online Check Images
Images of canceled checks can be viewed online.

How To Reach M&T Bank

Go To Website: M&T Bank
Call: 8(800) 724-2440

About M&T Bank

With over 650 convenient branches located throughout New York, Pennsylvania, Maryland, Washington, D.C., Virginia, West Virginia, Florida, Delaware and Toronto, Canada- plus free account access at over 2,000 M&T Bank ATMs-we're never far from where you live, work, shop and play. M&T is always adding new branches and expanding our ATM network. In fact, we've added more than 400 new ATM locations in just the past two years.

Plus, you can also use M&T's web, telephone and mobile banking services. Fast, easy and secure, you can bank wherever and whenever you want from your home, office or anywhere life takes you.

How We Get Our Information

We conduct our own research for all the institutions listed.

Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

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