"360 Checking Account" from Capital One

The Basics

Minimum Opening Deposit
 
$0.00
Account may be opened with a deposit of any amount.
Monthly Maintenance Fee $0.00
Annual Percentage Yield (APY)
 
up to 1.00%
The account earns 0.20% interest @ $0.00, 0.75%@ $50,000, 1.00% @ $100,000

Debit Cards & Using ATMs

Debit Card $0.00/yr
Surcharge-Free ATM Access
 
Yes
38,000 fee-free Allpoint ATM Automatic Teller Machines and 2,000 Capital One ATMs.
Non-affiliated ATM Usage Fee $0.00
International ATM Usage Fee
 
$2.00/per use
There is a $2.00 fee each time you use a ATM in another country. In addition, there is a fee calculated as 3.00% of the total amount withdrawn.

Electronic & Telephone Banking

Online Banking
 
Free
In addition to the standard online banking features, this service includes:
- Remote deposit of checks by fax or scanned image;
- Personal finance tools for budgeting and planning;
- Secure online document storage;
- Funds transfers to accounts at other institutions.
Email Alerts
 
Included with Online Banking
This Email Alert feature enables you to receive:
- Warnings when your balance falls below a certain threshold;
- An email to let you know there's a secure message for you in Online Banking;
- Priority Online Account notifications (i.e., change of password).
Online Bill Pay Free
Mobile & Text Banking
 
Free
This institution supports:
- A text messaging service to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;
- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;
- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;
- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile Phone
 
Free
This feature is available on the iPhone and iPad mobile application.
Person-to-Person Payments
 
Free
Zelle-$0.00
Automated Phone Banking Free

Checks & Statements

Unlimited Check Writing Yes
Free or Discounted Checks
 
Yes
The first order of 'basic' checks is free for all new account holders.
Monthly Paper Statements
 
$5.00/month
There is a $5.00 monthly fee to receive statements by mail.
Check Images with Statements Not Included
Online Statements Yes
Online Check Images
 
Yes
Images of canceled checks can be viewed online for 12 months.Images of canceled checks can be viewed online for 12 months.

How To Reach Capital One

Go To Website: Capital One
Call: 81-888-655-2265

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Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

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