Minimum Opening DepositA $5,000.00 deposit is required to open this account.
Monthly Service FeeThe Monthly Service Fee of $20.00 can be waived by maintaining an average daily balance of $5,000.00.
Interest RateIf none of the requirements are met, APY is 0.05%. If there is a Direct Deposit via ACH, plus 1-3 banking services (Direct Deposits via ACH, Automatic Debits via ACH,Point of Sale Transactions using a BankUnited VISAÃÂ® Debit Card,Checks posting to and clearing from your account) APY is 1.00%.If Direct Deposit via ACH, plus 4-6 banking services, APY is 1.50%. If Direct Deposit via ACH plus 7 or more banking services, APY is 2.00%
up to 2.00%
Debit Cards & Using ATMs
Surcharge-Free ATM AccessNo-fee withdrawals from ATM's in the Presto (Publix) Networks.
Non-affiliated ATM Usage FeeThere is a $2.50 fee each time you use a non-affiliated ATM after 5 uses per month.
International ATM Usage FeeThere is a $2.50 fee each time you use a ATM in another country.
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text BankingThis institution supports: -A text messaging service to view account balances; - A mobile-browser website to view account balances, view recent activity, transfer funds, locate ATMs; - An iPhone application to view account balances, view recent activity, transfer funds, locate ATMs; - An Android application to view account balances, view recent activity, transfer funds, locate ATMs.
Person-to-Person PaymentsPopMoney, $1.00 for standard delivery(3 business days) or $3.00 for Express delivery(next business day)
Email AlertsThis Email Alert feature enables you to receive: - Warnings when your balance falls below a certain threshold; - An email to let you know there's a secure message for you in Online Banking; - Priority Online Account notifications (i.e., change of password).