Minimum Opening DepositA $25.00 deposit is required to open this account.
Monthly Service FeeWaived with qualifying $4,000 monthly direct deposit OR by having an average daily collected balance of $4,000+ OR $15,000 Average Daily Collected Balance in combined BBVA consumer deposit accounts
OR Primary accountholder is member of the BBVA Compass Premier Personal Banking Program.
Annual Percentage Yield (APY) The account earns 0.05% interest.
Debit Cards & Using ATMs
Simple Cash BackThis account includes 'Simple Cash Back' to put money back into your account based on your debit card usage. There is no annual fee for this card.
ATM Fee Reimbursements2 automatic rebates of other banks' ATM fees per statement cycle; rebates will be credited to your account at the end of each statement cycle.
Surcharge-Free ATM AccessSurcharge-Free access to your cash at over 40,000 Allpoint Network ATM locations worldwide.No fee
Non-affiliated ATM Usage FeeThe first 2 withdrawals a month are free, $3.00 fee thereafter
International ATM Usage Fee
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text BankingThis institution supports: - A text messaging service to view account balances, view recent activity, transfer funds; - A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs; - An iPhone application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs; - An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile PhoneThis feature is available on Android and iPhone mobile applications.
Email AlertsThis Email Alert feature enables you to receive: - Warnings when your balance falls below a certain threshold; - An email to let you know there's a secure message for you in Online Banking; - Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted ChecksBBVA Compass ClearChoice Premium checks at no charge and 50% off other styles. Shipping and handling fees will apply.
Monthly Paper StatementsNo fee
Check Images with Statements
Online Check ImagesImages of canceled checks can be viewed online for 18 months.
Overdrawing the Account
Negative Balance FeeThere is a $23.00 fee for a negative balance after 7 calendar days with less than a $0.00 balance. After that, this fee is assessed every 7 days with a negative balance.
Returned Item FeeThe Insufficient Funds Fee is $38.00 per overdraft.
Overdraft ProtectionThis checking account has 2 options for Overdraft Protection.From a linked Savings Account: - - Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit: - - Funds are transferred to bring the account balance to $0.00.