Minimum Opening Deposit
A $25.00 deposit is required to open this account.
$25.00
Monthly Service Fee
The Monthly Service Fee of $10.00 can be waived by:- Maintaining a minimum daily balance of $2,500.00;- Maintaining an combined average daily balance of $10,000.00.
$10.00
Annual Percentage Yield (APY)
The account earns 0.03% for balances over $0.00 and 0.05% at $10,000.
up to 0.05%%
Debit Cards & Using ATMs
Debit Card
$0.00/yr
ATM Fee Reimbursements
Up to 5 ATM transactions per statement cycle
Yes
Surcharge-Free ATM Access
Access to surcharge-free ATMs within the SUM ATM Network
Yes
Non-affiliated ATM Usage Fee
There is a $2.50 fee each time you use an ATM not affiliated with Atlantic Union Bank after 5 uses per statement cycle
$2.50/per use
International ATM Usage Fee
There is a $2.50 charge and a 3% currency exchange fee each time you use an ATM in a foreign country
$2.50/per use
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs.
Free
Deposit Checks with Mobile Phone
Free
Person-to-Person Payments
Free
Email Alerts
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
The first order of basic checks is free and the first order of premium checks is discounted by $10
Yes
Monthly Paper Statements
Yes
Check Images with Statements
Images of canceled checks are included in monthly statements.
Included
Online Statements
Yes
Online Check Images
Yes
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $36.00 per overdraft.
$36.00/per item
Overdraft Protection
Overdraft Protection is available by linking a savings account, alternate checking account, a credit card or a dedicated overdraft line of credit to the checking account. There is a $10 fee for each Overdraft Protection Transfer
Available
About Atlantic Union Bank
From the Atlantic Union Website: "We believe people have a right to expect more from the companies they do business with -- and they can expect more from Atlantic Union Bank, a bank whose Virginia roots go back to 1902. By offering fair financial solutions and honest advice, we create opportunities for families and business owners."