FABB Profile of Lake City Bank
About Lake City Bank
Lake City Bank has a proud history of service to the communities we serve. The third oldest State-chartered bank in Indiana, we were founded in 1872. Through boom times and recessions, even the Great Depression, we continued to serve the wonderful people of northern Indiana and they, in turn, have helped us grow into one of the region's largest locally-based financial institutions.
Providing the highest level of attention to the unique financial needs of each and every customer has always been one of the hallmarks of Lake City Bank. From starter checking accounts to high interest savings or great loan rates, we're here to help.
Lake City Bank Checking Account
REWARDS Checking Account
- Earns interest on balances*
- Overdraft Protection available
- Online Bill Pay
- Mobile banking
- Deposit checks from mobile phone
- Person-to-Person Payments
- Surcharge-Free ATM Access
- Debit card
- ATM fee reimbursements
- Unlimited check writing
- Monthly eStatements available
*Fees may reduce earnings
Simple Earnings Checking Account
- Earns interest on balances*
- Overdraft Protection available
- Online Bill Pay
- Mobile banking
- Deposit checks from mobile phone
- Person-to-Person Payments
- Surcharge-Free ATM Access
- Debit card
- Unlimited check writing
- Monthly eStatements available
*Fees may reduce earnings
Basic Checking Account
- Overdraft Protection available
- Online Bill Pay
- Mobile banking
- Deposit checks from mobile phone
- Person-to-Person Payments
- Surcharge-Free ATM Access
- Debit card
- Unlimited check writing
- Monthly eStatements available
Start Fresh Checking Account
- Online Bill Pay
- Mobile banking
- Deposit checks from mobile phone
- Surcharge-Free ATM Access
- Debit card
- Monthly eStatements available
Rewards Plus Checking Account
- Earns interest on balances*
- Overdraft Protection available
- Online Bill Pay
- Mobile banking
- Deposit checks from mobile phone
- Person-to-Person Payments
- Surcharge-Free ATM Access
- Debit card
- ATM fee reimbursements
- Unlimited check writing
- Monthly eStatements available
*Fees may reduce earnings
Lake City Bank / Money Market Accounts
| Lake City Bank Account Name | Annual Percentage Yield* | Minimums to avoid fee |
|---|---|---|
| Rewards Savings | 0.01% to 0.36% | $300.00 |
| Savings Account | 0.01% | $300.00 |
| Investors Money Market | 0.05% | $0.00 |
*Variable rate may change. Fees may reduce earnings. Please visit Lake City Bank to confirm the rate is accurate.