1. Information Collection and Use
1.1 Required Information.
To make full use of the service, you may enter a street address, zip code, your preferences for checking account features and responses to questions about your banking behavior. Whenever we collect such information, you will be aware that you are voluntarily providing this information to us.
1.2 Optional Information.
You have the option to provide us with additional types of information. This information may include demographic information (such as income level and gender), answers to survey questions, and additional financial information.
We store information that we collect through cookies to create a “profile” of your preferences. We do not tie your personally identifiable information to information in your profile.
1.4 Log Files.
As is true of most Web sites, we gather certain information automatically and store it in log files. This information includes your internet protocol (IP) address, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and clickstream data. We do not link this automatically-collected data to your personally identifiable information.
1.5 Ownership of Information Collected.
Novantas is the sole owner of all information collected on the Web Site.
1.6 Our Use of Your Information.
You do not need to provide any personally identifiable information to use the service. However, if you provide your contact information, we’ll only use it to contact you about the Service. We use your demographic information and your answers to our survey questions (should you choose to share this information with us), and your profile information to conduct aggregate statistical analysis. We use the information stored in our log files to diagnose problems with the server, administer the Web site, and conduct aggregate statistical analysis.
1.7 Communications from Novantas.
We will communicate with you in response to your inquiries, to inform you of changes in or the status of the Service. We generally communicate with you by email, but in certain situations, we may contact you using any contact information we have about you.
2. Information Sharing and Disclosure
2.1 Aggregate Information (Non-Personally Identifiable Information).
We share your answers to our survey questions (should you choose to share this information with us), your profile, and information that is stored in our log files, in aggregate form only, with third parties. None of the information we share with third parties identifies individual users. We do not link any aggregate user data with personally identifiable information.
2.2 Personally Identifiable Information.
We only disclose personally identifiable information that we collect from you when required to do so by law, court order or other government or law enforcement authority or regulatory agency, or when we believe in good faith that such action is necessary or advisable, including, for example, to protect the rights, property or safety of Novantas, our users or others.
4. Clear Gifs (Web Beacons / Web Bugs).
We employ a software technology called clear gifs (a.k.a. Web Beacons / Web Bugs), that help us better manage content on the Web Site by informing us what content is effective. Clear gifs are tiny graphics with a unique identifier, similar in function to cookies, and are used to track the online movements of users of the Web Site. In contrast to cookies, which are stored on a user’s computer hard drive, clear gifs are embedded invisibly on Web pages and are about the size of the period at the end of this sentence. We do not tie the information gathered by clear gifs to your personally identifiable information.
5. Links to Other Sites.
6. Business Transitions.
In the event Novantas goes through a business transition, such as a merger, acquisition by another company, or sale of all or a portion of its assets, your personally identifiable information will likely be among the assets transferred. You will be notified via a notice on the Web Site, for a period of thirty (30) days following any such business transition, of any such change in ownership or control of your personally identifiable information.
8. Contact Us.
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