Are you looking for an easier way to manage a checking account? Today, there are a number of digital checking accounts that allow you to handle all of your checking services online. Here’s a look at the top five digital checking accounts now available.
1) Ally
Ally’s checking accounts come with no monthly fee and offer a higher annual percentage rate than non-digital checking accounts. Also, there is no minimum balance required so you don’t have to work about any low balance fees. Finally, you have access to over 43,000 ATMs across the country.
2) Charles Schwab
If you like to invest, then you will want to consider using Charles Schwab’s digital checking services. With Schwab, there are no service fees and no account minimums. Also, there are no foreign transaction fees. Also, a Schwab digital checking account allows you to get rebates on ATM fees worldwide. Finally, you can link your Schwab digital checking account to your Schwab brokerage account to easily transfer fees.
3) USAA
USAA offers a number of different digital checking accounts. You can open a USAA digital checking account with a $25 minimum. Some of the top benefits of a USAA digital checking account include up to $15 ATM fee rebates with the USAA Classic Checking account. Also, you can get unlimited rewards with the USAA Cashback Rewards Checking account.
4) Chime
Chime is one of the top online only banks that offers a popular digital checking account. With Chime, you can enjoy fee-free overdrafts up to $200. Also, you can get paid up to two days early when you sign up with direct deposit. Also, the Chime digital checking account has no hidden fees, no foreign transaction fees, and 38,000 fee-free ATMs located across the United States.
5) SoFi Money
SoFi Money is known for offering some of the highest interest rates on their checking accounts. Also, SoFi Money offers rebates on just about any ATM that you use worldwide. Finally, SoFi Money digital checking accounts come with $0 fees.
Is a digital checking account right for you?
A digital checking account is a great way to get lots of benefits that you won’t find from traditional banks. However, you have to make sure that a digital checking account is right for you. If you are comfortable with handling all of your banking online, then you should consider a digital checking account. Also, a digital checking account may be ideal is you relocated often or if you plan to live overseas.
Finding the best digital checking account for you
Looking to learn more about checking accounts? Then you’ll want to learn more from Find a Better Bank. We help connect people with the bank that is right for them. On the site, you can search for your next bank by region, bank size or by your residential zip code. Stop by and find the checking account that’s best for you!