Minimum Opening Deposit
A $100.00 deposit is required to open this account.
$100.00
Monthly Service Fee
The Monthly Service Fee of $25.00 can be waived by:- Maintaining an combined average daily balance of $25,000.00;OR-- Having at least one Direct Deposit totaling $6,500 or more.OR-An EquityLine of at least $100,000.00 OR-A consumer loan with original olan amount of $25,000.00 or more
$25.00
Annual Percentage Yield (APY)
The account earns 0.01% interest.
0.01%%
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Non-affiliated ATM Usage Fee
There is no fee when you use a non-affiliated ATM.
$0.00
International ATM Usage Fee
There is a $5.00 fee each time you use a ATM in another country. In addition, there is a fee calculated as 3.00% of the total amount withdrawn.
$5.00/per use
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, locate ATMs;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPad, and Android mobile application.
Free
Person-to-Person Payments
Free thru Zelle
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- An email to let you know there is a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
Unlimited free checks
Yes
Monthly Paper Statements
Yes
Check Images with Statements
Included
Online Statements
Yes
Online Check Images
Yes
Overdrawing the Account
Returned Item Fee
$36.00/per item
Overdraft Protection
This checking account has 2 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $12.00. The transfer fee is charged per day;- Funds are transferred in fixed increments of $100.00.From a linked Overdraft Line of Credit:- Transfer fee of $12.00. The transfer fee is charged per day;- Funds are transferred in fixed increments of $100.00.