Minimum Opening Deposit
Minimum opening deposit of $50.00
$50.00
Monthly Service Fee
The Monthly Service Fee of $25.00 can be waived by:- Maintaining an average daily balance of $7,500.00;- Maintaining an combined average daily balance of $25,000.00.
ATM Fee Reimbursements
Up to $15.00 a month refunded on ATM surcharges
Yes
Non-affiliated ATM Usage Fee
$0.00
International ATM Usage Fee
$0.00
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, locate ATMs;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone and Android mobile application.
Free
Person-to-Person Payments
Free thru PopMoney
Free
Email Alerts
This Email Alert feature enables you to receive:- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
The first order of custom checks is free for all new account holders.
Yes
Monthly Paper Statements
Yes
Check Images with Statements
Images of canceled checks are included in monthly statements
Included
Online Statements
Yes
Online Check Images
Images of canceled checks can be viewed online for 12 months.
Yes
Overdrawing the Account
Negative Balance Fee
There is a $12.00 fee for a negative balance after 3 calendar days with less than a $0.00 balance. After that, this fee is assessed every 3 days with a negative balance.
Yes
Returned Item Fee
The Insufficient Funds Fee is $37.00 per overdraft.
$37.00/per item
Overdraft Protection
This checking account has 2 options for Overdraft Protection.From a linked Savings Account:- Funds are transferred in fixed increments of $100.00.From a linked Overdraft Line of Credit:- Funds are transferred to bring the account balance to $0.00.