Minimum Opening Deposit
There is no minimum deposit to open this account
$0.00
Monthly Service Fee
No Monthly Fee
$0.00
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Debit Card with Rewards
This account includes Prewards program to automatically save at certain retailers.
$0.00/yr
Surcharge-Free ATM Access
No fee to use an Allpoint Network ATM, a $2.75 fee is charged to use a Presto ATM
Yes
Non-affiliated ATM Usage Fee
There is a $3.00 fee each time you use a non-affiliated ATM.
$3.00/per use
International ATM Usage Fee
There is a $5.00 fee each time you use a ATM in another country. In addition, there is a fee calculated as 3.00% of the total amount withdrawn.
$5.00/per use
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to receive alerts, check balances, view history, and transfer money;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, and locate ATMs;- A mobile app is available for iPhone, BlackBerry, and Android users which enables you to view balances, transfer money, and pay bills.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone and Android mobile application.
Free
Person-to-Person Payments
Zelle
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Daily, weekly, and monthly balance updates.- Notice when a bill payment is due.
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
Yes
Check Images with Statements
There is a $2.00 fee per month to have Check Images mailed with your monthly statement.There is an $2.00 per item fee for each canceled check or image included with your monthly statements after the first 2 checks.
$2.00/month
Online Statements
Yes
Online Check Images
Images of canceled checks can be viewed online for 24 months.
Yes
Overdrawing the Account
Negative Balance Fee
If you keep a negative balance for more than 7 consecutive calendar days, you will be charged a $25.00 fee on the next day
Yes
Returned Item Fee
The Insufficient Funds Fee is $37.00
$37.00/per item
Overdraft Protection
This checking account has 3 options for Overdraft Protection.From a linked Savings Account:-No Transfer fee of $12.00. - Funds are transferred to bring the account balance to $0.00.From a linked Credit Card Account:-No Transfer fee - Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- No Transfer- Funds are transferred in fixed increments of $10.00.