Minimum Opening Deposit
A minimum deposit of $50.00 is needed to open an account
$50.00
Monthly Service Fee
The Monthly Service Fee of $10.00 can be waived by:- Being a student OR Use Debit Card 25 times in a month. Fee can be reduced to $8.00 if enrolled in eStatements, $3.00 if debit card is used 15-24 times a month
$10.00
Debit Cards & Using ATMs
Debit Card
$0.00/yr
ATM Fee Reimbursements
Up to $10.00 a month of other bank's ATM fees will be rebated
Yes
Non-affiliated ATM Usage Fee
There is a $3.00 fee each time you use a non-affiliated ATM.
$3.00/per use
International ATM Usage Fee
There is a fee calculated as 1.00% of the total amount withdrawn.
$0.00
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, locate ATMs;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone and Android mobile applications.
Free
Person-to-Person Payments
Free thru Zelle
Free
Email Alerts
This Email Alert feature enables you to receive:- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
The first order of 'basic' checks is free for all new account holders.
Yes
Monthly Paper Statements
$2.00 fee waived if enrolled in eStatements
$2.00/month
Check Images with Statements
Included
Online Statements
Yes
Online Check Images
Images of canceled checks can be viewed online for 24 months.
Yes
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $35.00 per overdraft.
$35.00/per item
Overdraft Protection
This checking account has two option fors Overdraft Protection. From a linked deposit account: Funds are transferred to bring the account balance to zero. There is no transfer feeFrom a linked Overdraft Line of Credit:- Funds are transferred in $50 increments to cover the overdraft up to your credit limit