Minimum Opening Deposit
A $100.00 deposit is required to open this account.
$100.00
Monthly Service Fee
The Monthly Service Fee of $25.00 can be waived by maintaining an minimum combined daily balance of $10,000.00.
$25.00
Annual Percentage Yield (APY)
The account earns 0.01% interest
0.01%%
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Debit Card with Rewards
Cash Back Perks
$0.00/yr
ATM Fee Reimbursements
2 out of network ATM owner surcharge fees per month are refunded up to $20.00
Yes
Surcharge-Free ATM Access
Money Pass Network- No fees
Yes
Non-affiliated ATM Usage Fee
There is no fee to use an out of network ATM and 2 fees from other banks will be refunded
$0.00
International ATM Usage Fee
There is a fee calculated as 3.00% of the total amount withdrawn.
$0.00
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, transfer funds, receive alerts, locate ATMs;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPad, and Android mobile application.
Free
Person-to-Person Payments
Free from Zelle
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Notice of deposits or withdrawals over a certain threshold;- The bad news that your account balance is below $0;- Confirmation that bills have been paid;- An email to let you know 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a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
Free Personal Checks of any style
Yes
Monthly Paper Statements
Yes
Check Images with Statements
$4.00/month
Online Statements
Yes
Online Check Images
Yes
Overdrawing the Account
Returned Item Fee
$36.00/per item
Overdraft Protection
This checking account has 4 options for Overdraft Protection.From a linked Savings Account:- No Transfer fee - Funds are transferred in fixed increments of $10.00.From a linked Alternate Checking Account:- No Transfer fee - Funds are transferred in fixed increments of $10.00.From a linked Credit Card Account:- No Transfer fee - Funds are transferred in fixed increments of $10.00.From a linked Overdraft Line of Credit:-No Annual fee- No Transfer fee- Funds are transferred to bring the account balance to $0.00.