Minimum Opening Deposit
A $20.00 deposit is required to open this account.
$20.00
Monthly Service Fee
$0.00
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Purchase Rewards
This account includes 'Purchase Rewards' to put money back into your account based on your debit card usage. Earn cash back when using your debit card at certain retailers. There is no annual fee for this program.
$0.00/yr
Surcharge-Free ATM Access
Surcharge-free ATM access is available at any Publix location (up to 10 transactions per month) and other specified shared service credit unions.
Yes
Non-affiliated ATM Usage Fee
There is a $1.50 ATM fee when using a non-affiliated ATM.
$1.50/per use
International ATM Usage Fee
The fee is equal to up to 2.00% of the total amount withdrawn.
$0.00
Electronic & Telephone Banking
Online Bill Pay
If you do not use SecureLink Bill Pay once a month you will be charged a $4.95 fee.
Free
Mobile & Text Banking
This institution supports:- A mobile-browser website to view account balances, view recent activity, transfer funds, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile Phone
This mobile deposit application is available for iPhone and Android mobile devices.
Free
Email Alerts
This Email Alert feature enables you to receive:- Reminders that bills are coming due for payment;- Confirmation that bills have been paid;- Statement is ready for online viewing.
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
There is a $2.00 monthly fee to receive paper statements.
$2.00/month
Check Images with Statements
Not Included
Online Statements
By receiving monthly statements electronically, you will not receive monthly statements in the mail.
Yes
Online Check Images
You can view canceled checks online for 6 months.
Yes
Overdrawing the Account
Negative Balance Fee
There is a $10.00 fee for a negative balance after 10 calendar days with less than a $0.00 balance.
Yes
Returned Item Fee / Courtesy Pay Overdraft
The Returned Item Fee is $35.00 per overdraft. If you opt-in for Courtesy Pay Overdraft Protection, there is a $35.00 fee for all items paid. There is no fee if your negative balance is less than $10.00.
$35.00/per item
Overdraft Protection
This checking account has 2 options for Overdraft Protection.From a linked Savings Account:- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Funds are transferred to bring the account balance to $0.00.
Available
About Power Financial Credit Union
Power Financial Credit Union, a member-owned financial institution, has been serving the South Florida community for more than 60 years. Power Financial Credit Union is unique because we are a financial cooperative. You'll enjoy great rates, low to no fees and many other outstanding member benefits. You can also take pride in the fact that Power Financial Credit Union believes in giving back to the community through charitable contributions and volunteer efforts. Since we are a financial cooperative, you are an owner and play an active part in the future of the organization. Our success comes from delivering value to you, as opposed to a bank that focuses on delivering value to its shareholders.