Minimum Opening Deposit
There is no minimum balance to open, but you must become a member by opening account ($5 minimum deposit required).
$0.00
Monthly Service Fee
$0.00
Annual Percentage Yield (APY)
The account earns 0.01% for balances over $5,000.01 and 0.02% on balances at $25,000.01.
up to 0.02%%
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Visa Rewards
This account includes 'Visa Rewards' program to earn points for gifts and other items when signing for purchases instead of using your PIN. There is no annual fee for this card.
$0.00/yr
Surcharge-Free ATM Access
Surcharge-free ATM access is available at over 43,000 Allpoint Network ATM locations and 30,000 Co-Op ATM Network locations.
Yes
Non-affiliated ATM Usage Fee
$0.00
International ATM Usage Fee
There is a fee calculated as 1.00% of the total amount withdrawn.
$0.00
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, locate ATMs;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;-A downloadable mobile application for iPhone, Android, and Blackberry smartphones to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPad, and Android mobile application.
Free
Person-to-Person Payments
Free thru Zelle
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- The bad news that your account balance is below $0;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
$3.00/month
Check Images with Statements
Included
Online Statements
You can receive monthly statements electronically, but if you do, you will not receive statements by mail.
Yes
Online Check Images
Yes
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $35.00
$35.00/per item
Overdraft Protection
This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $3.00. The Transfer fee is charged per transactionFunds are transferred to bring the account balance to $0.00.From a linked Credit Card Account:- Transfer fee of $5.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Transfer fee of $5.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.
Available
About Delta Community Credit Union
Delta Community Credit Union exists to help families reach a level of financial awareness and stability that affords them the peace of mind and time to enjoy a richer life.
We enable our members to enhance their financial lives by providing simple, relevant products and services at a consistently honest value.
Our commitment to continuous financial strength allows us to return earnings back to our members and their communities in tangible ways.