Minimum Opening Deposit
A $25.00 deposit is required to open this account.
$25.00
Monthly Service Fee
The Monthly Service Fee of $20.00 can be waived by maintaining a minimum daily balance of $10,000 or a combined balance of $25,000.
ATM Fee Reimbursements
Receive up to $15 in non-bank ATM charges per statement cycle.
Yes
Non-affiliated ATM Usage Fee
$2.50, Receive up to $15 a month in refunds of non-Columbia ATM Surcharges assessed by ATM operators.
$2.50/per use
International ATM Usage Fee
There is a $2.50 fee each time you use a ATM in another country. In addition, there is a fee calculated as 1.00% of the total amount withdrawn.
$2.50/per use
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, receive alerts;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, receive alerts;- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, receive alerts;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, receive alerts;- An Android application to view account balances, view recent activity, transfer funds, pay bills, receive alerts.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPad, and Android mobile application.
Free
Person-to-Person Payments
PopMoney-$0.75 per transaction
$0.75/payment
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
Accounts holders get three boxes of complimentary checks per year.
Yes
Monthly Paper Statements
Yes
Check Images with Statements
Included
Online Statements
Yes
Online Check Images
Yes
Overdrawing the Account
Negative Balance Fee
There is a $5.00 fee for a negative balance after 5 calendar days with less than a $0.00 balance.
Yes
Returned Item Fee
The Insufficient Funds Fee is $35.00 per overdraft.
$35.00/per item
Overdraft Protection
This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $10.00. The transfer fee is charged for every transfer;- Funds are transferred in fixed increments of $50.00.From a linked Alternate Checking Account:- Transfer fee of $10.00. The transfer fee is charged for every transfer;- Funds are transferred in fixed increments of $50.00.From a linked Overdraft Line of Credit:- Transfer fee of $2.00. The transfer fee is charged for every transfer;- Funds are transferred in fixed increments of $50.00.