Minimum Opening Deposit
A $100.00 deposit is required to open this account.
$100.00
Monthly Service Fee
The Monthly Service Fee of $20.00 can be waived by:- Maintaining a minimum daily balance of $5,000- Maintaining a daily balance of $15,000 or more in al llinked deposit accounts.
$20.00
Annual Percentage Yield (APY)
The account earns 0.10% for balances over $0.00 and 0.25% at $10,000.
0.25%%
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Surcharge-Free ATM Access
No-fee withdrawals from ATM's in the Presto (Publix) Networks.
Yes
Non-affiliated ATM Usage Fee
There is a $2.50 fee each time you use a non-affiliated ATM .
$2.50/per use
International ATM Usage Fee
There is a $2.50 fee each time you use a ATM in another country.
$2.50/per use
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:-A text messaging service to view account balances;- A mobile-browser website to view account balances, view recent activity, transfer funds, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, locate ATMs.
Free
Person-to-Person Payments
PopMoney, $1.00 for standard delivery(3 business days) or $3.00 for Express delivery(next business day)
$1.00/payment
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
First order of standard checks is free
Yes
Monthly Paper Statements
Yes
Check Images with Statements
Included
Online Statements
Yes
Online Check Images
Yes
Overdrawing the Account
Returned Item Fee
$35.00/per item
Overdraft Protection
This checking account has 2 options for Overdraft Protection.From a linked Savings Account:- No Transfer fee;- Funds are transferred to bring the account balance to $0.00.From a linked Alternate Checking Account:- No Transfer fee;- Funds are transferred to bring the account balance to $0.00.