Minimum Opening Deposit
A $10.00 deposit is required to open this account.
$10.00
Monthly Service Fee
The Monthly Service Fee of $12.00 can be waived by:- Maintaining an average daily balance of $1,500.00; OR- Maintaining an combined average daily balance of $1,500.00.
$12.00
Annual Percentage Yield (APY)
The account earns 0.050% at $10.00 0.10% at $5,000.00 0.20% at $25,000.00
up to 0.20%%
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Surcharge-Free ATM Access
Surcharge-free ATM access is available at Fifth Third Bank ATMs.
Yes
Non-affiliated ATM Usage Fee
There is a $2.00 fee each time you use a non-affiliated ATM after 4 uses per month.
$2.00/per use
International ATM Usage Fee
There is a $25.00 fee each time you use a non-affiliated ATM
$5.00/per use
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, transfer funds;- A mobile-browser website to view account balances, view recent activity, transfer funds, locate ATMs;- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile Phone
Available thru Mobile App
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
The first order of 'basic' checks is free for all new account holders.
Yes
Monthly Paper Statements
$5.00/month
Check Images with Statements
Not Included
Online Statements
Yes
Online Check Images
Images of canceled checks can be viewed online.
Yes
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $36.00 per overdraft.