Minimum Opening Deposit
A $50.00 deposit is required to open this account.
$50.00
Monthly Service Fee
The Monthly Service Fee of $20.00 can be waived by:- Maintaining an minimum combined daily balance of $20,000.00 in deposit accounts;- AND a direct deposit of $1,000.00 or more OR 10 or more POS transactions OR eligible investment customer
$20.00
Annual Percentage Yield (APY)
The account earns 0.05% @ $0.00
0.05%%
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Debit Card with Rewards
This account includes U Choose Rewards program to earn points for gifts and other items. There is no annual fee for this card.
$0.00/yr
ATM Fee Reimbursements
This account includes rebates of ATM fees when you use non-affiliated ATMs with the following limits:- Up to $10.00 total in rebates per month.
Yes
Non-affiliated ATM Usage Fee
$0.00
International ATM Usage Fee
$0.00
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone and iPad application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPad, and Android mobile application.
Free
Person-to-Person Payments
Free thru Zelle
Free
Email Alerts
This Email Alert feature enables you to receive warnings when your balance falls below a certain threshold.
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
$10.00 off first order of checks
Yes
Monthly Paper Statements
Yes
Check Images with Statements
Images of canceled checks are included in monthly statements.
Included
Online Statements
Yes
Online Check Images
Images of canceled checks can be viewed online for 6 months.
Yes
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $30.00 per overdraft.
$30.00/per item
Overdraft Protection
This checking account has 2 options for Overdraft Protection.From a linked Statement Savings Account:- Transfer fee of $10.00. The transfer fee is charged for every $100.00 of negative balance;- Funds are transferred in fixed increments of $100.00.From a linked Overdraft Line of Credit:- Funds are transferred to bring the account balance to $0.00.