Minimum Opening Deposit
A $25.00 deposit is required to open this account.
$25.00
Monthly Service Fee
The Monthly Service Fee of $15.00 can be waived by:- Maintaining a minimum daily balance of $2,500.00;- Maintaining an minimum combined daily balance of $15,000.00.
$15.00
Annual Percentage Yield (APY)
The account earns 0.01% interest at balances of $0.01 and higher
0.01%%
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Non-affiliated ATM Usage Fee
No fee to use a non-affiliated ATM
$0.00
International ATM Usage Fee
There is no fee to use an ATM in a foreign country
$0.00
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile Phone
Free
Person-to-Person Payments
Free thru Zelle
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below or above a certain threshold;- Periodic balance alerts;- Confirmation of transfers.
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
Free basic checks for the life of the account.*Customer is responsible for shipping fees.
Yes
Monthly Paper Statements
Yes
Check Images with Statements
Included
Online Statements
Yes
Online Check Images
Images of canceled checks can be viewed online for 18 months.
Yes
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $37.00 per overdraft.
$37.00/per item
Overdraft Protection
This checking account has 2 options for Overdraft Protection.From a linked Savings Account:- No Transfer Fee;- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- No Transfer fee, Interest charge of 18% on outstanding balance- Funds are transferred in fixed increments of $300.00.