Minimum Opening Deposit
Account may be opened with a deposit of $1,500.00.
$1,500.00
Monthly Service Fee
The Monthly Service Fee of $12.00 can be waived by maintaining a minimum daily balance of $1,500.00.
$12.00
Annual Percentage Yield (APY)
The account earns 0.10% for balances over $1,500.00 and 0.10% at $10,000.
0.10%%
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Non-affiliated ATM Usage Fee
There is a $2.00 fee for using a non-City Bank ATM. This fee can be waived by meeting the same minimums required to receive other incentives.
$2.00/per use
International ATM Usage Fee
There is a $1.50 fee for using a non-City Bank ATM. This fee can be waived by meeting the same minimums required to receive other incentives. Receipts may need to be saved and submitted to receive full refunds on oversea transactions.
$1.50/per use
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, transfer funds;- A mobile-browser website to view account balances, view recent activity, transfer funds;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPad, and Android mobile application.
Free
Person-to-Person Payments
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
The first order of basic checks is free for all new account holders.Reorders of basic checks are free for all account holders.
Yes
Monthly Paper Statements
There is a $5.00 monthly fee to receive statements by mail.
$5.00/month
Check Images with Statements
Images of canceled checks are included in monthly statements.
$5.00/month
Online Statements
Yes
Online Check Images
Images of canceled checks can be viewed online for 12 months.
Yes
Overdrawing the Account
Returned Item Fee
The Returned Item Fee is $33.00
$33.00/per item
Overdraft Protection
This checking account has 2 options for Overdraft Protection.From a linked Savings or Reserve Account:- Transfer fee of $5.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Funds are transferred to bring the account balance to $0.00.
Available
About City Bank Texas
City Bank has expanded in West Texas to the border community, with two branches in El Paso, a cosmopolitan customer base in Plano, along with the growing suburbs east of Dallas (where our Forney branch is located), and the growing Asian community across Texas. No matter what our customer base happens to be, our focus is always to deliver the same service excellence to every customer and our vision is to be the bank of choice in every community we serve.