Minimum Opening Deposit
A $50.00 deposit is required to open this account.
$50.00
Monthly Service Fee
No Monthly Service Fee
$0.00
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Surcharge-Free ATM Access
Free Access to more then 32,000 MoneyPass ATMs nationwide
Yes
Non-affiliated ATM Usage Fee
$0.00
International ATM Usage Fee
3% of the total transaction amount for transactions made at ATMs outside the U.S. This internationalATM charge is in addition to fees that may be charged by the ATM operator.
$0.00
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, receive alerts;- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, receive alerts;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, receive alerts;- An Android application to view account balances, view recent activity, transfer funds, pay bills, receive alerts.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPad, and Android mobile application.
Free
Person-to-Person Payments
Free thru Zelle
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Notice of deposits or withdrawals over a certain threshold;- Confirmation that bills have been paid;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
$2.00 paper statement fee waived in enrolled in Online Statements
$2.00/month
Check Images with Statements
Included
Online Statements
Yes
Online Check Images
Images of canceled checks can be viewed online for 12 months
Yes
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $34.50 per overdraft. One fee per year is refunded
$34.50/per item
Overdraft Protection
This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- No Transfer feeFunds are transferred to bring the account balance to $0.00.From a linked Money Market Account:- No Transfer fee - Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- No Transfer fee- Funds are transferred to bring the account balance to $0.00.
Available
About Bank of Texas
"Bank of Texas - Long Live Your Money." Bank of Texas is based in Dallas and has over 50 locations in the Dallas area. Part of the BOKF Corp family of banks, it offers checking, savings, loan, investment, and wealth management services to individuals and companies throughout Texas. From BOFK's website: "[Our] vision is to provide sophisticated nationally competitive products with personal responsive client service."