Minimum Opening Deposit
A $50.00 deposit is required to open this account.
$50.00
Monthly Service Fee
The Monthly Service Fee of $15.00 can be waived by:Maintaining an combined average daily balance of $10,000.00;Maintain $25,000.00 in combined deposits and loans balance.
$15.00
Annual Percentage Yield (APY)
The account earns 0.01% @ $0.00 The account eatrns 0.02% @ $5,000.00 The account earns 0.03% @ $100,000.00 The account earns 0.05% @ $500,000.00
0.01%%
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Non-affiliated ATM Usage Fee
$2.50/per use
International ATM Usage Fee
There is a fee of 3% of the amount of the transaction
$2.50/per use
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPad, and Android mobile application.
Free
Person-to-Person Payments
PopMoney-free for 2-3 day standard delivery, $1.50 for next day delivery,$5.00 for instant delivery
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- An email to let you know there is a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
Receive one order of Nevada State Bank custom image personalized checks annually for a low $10.95 handling fee, or receive a $10 credit toward the purchase of another check style.
Yes
Monthly Paper Statements
Yes
Check Images with Statements
Included
Online Statements
Yes
Online Check Images
Images of canceled checks can be viewed online for 18 months.
Yes
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $29.00 per overdraft.
$29.00/per item
Overdraft Protection
This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $10.00. The transfer fee is charged for every $10.00 of negative balance;- Funds are transferred in fixed increments of $10.00.From a linked Alternate Checking Account:- Transfer fee of $10.00. The transfer fee is charged for every $10.00 of negative balance;- Funds are transferred in fixed increments of $10.00.From a linked Overdraft Line of Credit:- Transfer fee of $10.00. The transfer fee is charged for every $25.00 of negative balance;- Funds are transferred in fixed increments of $25.00.