Minimum Opening Deposit
A $10.00 deposit is required to open this account.
$10.00
Monthly Service Fee
The Monthly Service Fee of $10.00 can be waived by:- Maintaining an average daily balance of $1,000.00;- Maintaining an minimum combined daily balance of $2,500.00.
$10.00
Debit Cards & Using ATMs
Debit Card
$0.00/yr
ATM Fee Reimbursements
Account holders receive up to $12.00 in rebates each month when they're charged by the owner of another bank's ATM.
Yes
Non-affiliated ATM Usage Fee
$0.00
International ATM Usage Fee
0.75% of transaction amount
$0.00
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, transfer funds;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills;- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone and Android mobile application.
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
The first order of 'basic' checks is free for all new account holders.
Yes
Monthly Paper Statements
Yes
Check Images with Statements
Not Included
Online Statements
24 months of eStatements can be viewed
Yes
Online Check Images
Images of canceled checks can be viewed online.
Yes
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $35.00 per overdraft.
$35.00/per item
Overdraft Protection
This checking account has 2 options for Overdraft Protection.From a linked Savings Account:- No Transfer Fee:- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Annual fee of $15.00;- Funds are transferred to bring the account balance to $0.00.
Available
About Cambridge Savings Bank
Cambridge Savings Bank (CSB) comprehensive customer service program ensures you receive personal attention, prompt response, and mistake-free processing. From deposit and loan products, mortgages and Internet banking, to more sophisticated services such as trust and investment offerings and real estate lending services, CSB has the capability to offer what you need to meet your financial goals.