Minimum Opening Deposit
A $50.00 deposit is required to open this account.
$50.00
Monthly Service Fee
The Monthly Service Fee of $25.00 can be waived by maintaining a combined balance of $25,000.00 or more in your deposit accounts, certificates of deposit, retirement deposits, investments, credit cards, and lines of credit.
$25.00
Annual Percentage Yield (APY)
The account earns 0.01% interest.
0.01%%
Debit Cards & Using ATMs
Debit Card
$0.00/yr
ATM Fee Reimbursements
This account includes rebates of ATM fees when you use non-affiliated ATMs with the following limits:- Up to $6.00 total in rebates per month.
Yes
Non-affiliated ATM Usage Fee
There is no fee when you use a non-affiliated ATM.
$0.00
International ATM Usage Fee
There is a $5.00 fee each time you use a non-affiliated ATM.
$5.00/per use
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone and iPad application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- Text alerts for security messages, balances and account activity, and bill pay;- A BlackBerry application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile Phone
This feature is available on iPhone, iPad and Android mobile application.
Free
Person-to-Person Payments
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold.- Notice of deposits or withdrawals over a certain threshold.
Included with Online Banking
Automated Phone Banking
There is a $0.75 transaction fee each time you use the automated telephone banking service after the first 8 transactions per month.
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
Orders of basic checks are free for account holders and orders of premium checks are discounted.
Yes
Monthly Paper Statements
Yes
Check Images with Statements
Included
Online Statements
Yes
Online Check Images
Images of canceled checks can be viewed online.
Yes
Overdrawing the Account
Negative Balance Fee
There is a $20.00 fee for a negative balance after 5 business days with less than a $0.00 balance.
Yes
Returned Item Fee
$33.00/per item
Overdraft Protection
This checking account has 4 options for Overdraft Protection.From a linked Savings Account:-No Transfer Fee- Funds are transferred in fixed increments of $100.00.From a linked Credit Card Account:- Transfer fee of $10.00. The transfer fee is charged per day;- Funds are transferred in fixed increments of $100.00.From a linked Cash Reserve Overdraft Line of Credit:-No Annual fee - Transfer fee of $10.00. The transfer fee is charged per day;- Funds are transferred in fixed increments of $100.00. From a linked Preferred Credit Line:- No Annual fee;- Transfer fee of $10.00. The transfer fee is charged per day;- Funds are transferred in fixed increments of $100.00.<
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