Minimum Opening Deposit
A $1,000.00 deposit is required to open this account.
$1,000.00
Monthly Service Fee
The Monthly Service Fee of $10.00 can be waived by;Maintaining a minimum daily balance of $15,000.00 OR Combined deposits balance of $25,000.00 OR $50,000.00 Combined Outstanding Consumer Loans
$25.00
Annual Percentage Yield (APY)
The account earns 0.05% at $0.00 0.10% at $100,000
up to 0.10%%
Debit Cards & Using ATMs
Debit Card
$0.00/yr
ATM Fee Reimbursements
Up to $5.00 refund per statement cycle on fees charged by other banks
Yes
Surcharge-Free ATM Access
Surcharge-free ATM access at Presto, United and Publix ATM locations.
Yes
Non-affiliated ATM Usage Fee
There is no fee to use a non-affiliated ATM
$0.00
International ATM Usage Fee
There is a $1.00 fee each time you use a ATM in another country.
$1.00/per use
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, receive alerts, locate ATMs;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs.
Free
Deposit Checks with Mobile Phone
Mobile check deposit is available on iPhone and Android mobile devices.
Free
Person-to-Person Payments
Free thru PopMoney
Free
Email Alerts
This Email Alert feature enables you to receive:- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
Free Exclusive Signature Banking checks-limited to two orders per year
Yes
Monthly Paper Statements
Yes
Check Images with Statements
$2.00/month
Online Statements
Yes
Online Check Images
Images of canceled checks can be viewed online for 12 months.
Yes
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $36.00 per overdraft.
$36.00/per item
Overdraft Protection
This checking account has 3 options for Overdraft Protection.-From a linked Savings Account: No transfer fee - Funds are transferred to bring the account balance to $0.00.From a linked Alternate Checking Account:- No Transfer fee;- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- No transfer fee- Funds are transferred to bring the account balance to $0.00.