FABB Profile of Spencer Savings Bank

About Spencer Savings Bank

From Spencer Savings Bank's website: "Spencer Savings Bank is a full service, mutually owned and operated, community bank headquartered in Elmwood Park, NJ. For more than 100 years, Spencer has been maintaining its distinct image of trust, security and commitment to our customers." Operating 18 branches in New Jersey, Spencer Savings Bank offers personal and business deposit, loan, and investment services.

Spencer Savings Bank Checking Accounts

Spencer Checking

  • Overdraft Protection available
  • Free linked savings account
  • Online Bill Pay
  • Mobile banking
  • Deposit checks from mobile phone
  • Person-to-Person Payments
  • Debit card
  • Unlimited check writing
  • Monthly eStatements available

See more

Spencer Gold Checking

  • Earns interest on balances*
  • Overdraft Protection available
  • Free linked savings account
  • Online Bill Pay
  • Mobile banking
  • Deposit checks from mobile phone
  • Person-to-Person Payments
  • Debit card
  • Unlimited check writing
  • Free or discounted check printing
  • Monthly eStatements available

*Fees may reduce earnings

See more

Spencer Platinum Checking

  • Earns interest on balances*
  • Overdraft Protection available
  • Free linked savings account
  • Online Bill Pay
  • Mobile banking
  • Deposit checks from mobile phone
  • Person-to-Person Payments
  • Debit card
  • ATM fee reimbursements
  • Unlimited check writing
  • Monthly eStatements available

*Fees may reduce earnings

See more

StudentEdge Checking

  • Overdraft Protection available
  • Free linked savings account
  • Online Bill Pay
  • Mobile banking
  • Deposit checks from mobile phone
  • Person-to-Person Payments
  • Debit card
  • ATM fee reimbursements
  • Unlimited check writing
  • Monthly eStatements available

See more

Spencer Savings Bank / Money Market Accounts

Spencer Savings Bank Account Name Annual Percentage Yield* Minimums to avoid fee
Passbook Savings 0.20% $0.00
Premium Savings 0.10% to 0.15% $100.00
Premium Money Market 0.10% to 0.20% $1,000.00

*Variable rate may change. Fees may reduce earnings. Please visit Spencer Savings Bank to confirm the rate is accurate.

Is Spencer Savings Bank right for you?

Compare checking accounts and reloadable debit cards from banks and credit unions for free

  • Requires no personal information
  • Provides unbiased results
  • Estimates bank fees
  • Takes only minutes