Minimum Opening Deposit
A $50.00 deposit is required to open this account.
$50.00
Monthly Service Fee
Can earn 0.25% cash back and AT fee/surcharge refunds per statement period with 10 POS Debit Card transactions, 1 direct deposit or 1 ACH debit, establish and maintain a free ProvidentConnect Online Banking Relationship or receive eStatements
$0.00
Debit Cards & Using ATMs
Debit Card
$0.00/yr
ATM Fee Reimbursements
Other bank's ATM charges refunded if you meet qualifications-10 POS purchases with Debit Card, 1 direct deposit of 1 ACH debit, establish and maintain a ProvidentConnect Online Banking relationship, receive eStatements
Yes
Surcharge-Free ATM Access
Yes
Non-affiliated ATM Usage Fee
$0.00
International ATM Usage Fee
3% of transaction amount
$0.00
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
Free
Deposit Checks with Mobile Phone
Free
Person-to-Person Payments
Zelle-$0.00
Free
Email Alerts
Not Available
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
There is a $2.00 monthly fee to receive statements by mail.
$2.00/month
Check Images with Statements
Included
Online Statements
Yes
Online Check Images
Yes
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $35.00 per overdraft.
$35.00/per item
Overdraft Protection
This checking account has one option for Overdraft Protection.From a linked Savings Account:- Transfer fee of $5.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.
Available
About Provident Bank
From Provident Bank's Website: "Established in 1839, The Provident Bank of New Jersey has a strong history of service and stability. We serve individual and commercial customers with a wide scope of products and services. From personal checking to commercial loans, each account comes with individual attention from a Provident banker."