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Home » Checking Accounts

"Provident Smart Checking" fromProvident Bank

  • Website
  • 1-800-488-7768

The Basics

Minimum Opening Deposit A $50.00 deposit is required to open this account.
$50.00
Monthly Service Fee
$0.00
Interest Rate The account earns 1.50% interest for balances over $50.00.
up to 1.51%

Debit Cards & Using ATMs

Debit Card
$0.00/yr
ATM Fee Reimbursements Other bank's ATM charges refunded if you meet qualifications-10 POS purchases with Debit Card, 1 direct deposit of 1 ACH debit, establish and maintain a ProvidentConnect Online Banking relationship, receive eStatements
Yes
Surcharge-Free ATM Access
Yes
Non-affiliated ATM Usage Fee
$0.00
International ATM Usage Fee 3% of transaction amount
$0.00

Electronic & Telephone Banking

Online Bill Pay
Free
Mobile & Text Banking This institution supports:- A text messaging service to view account balances, view recent activity, transfer funds, pay bills, receive alerts;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, receive alerts;- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, receive alerts;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, receive alerts;- An Android application to view account balances, view recent activity, transfer funds, pay bills, receive alerts.
Free
Deposit Checks with Mobile Phone This feature is available on the iPhone and Android application.
Free
Person-to-Person Payments Zelle-$0.00
Free
Email Alerts
Not Available
Automated Phone Banking
Free

Checks & Statements

Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements There is a $2.00 monthly fee to receive statements by mail.
$2.00/month
Check Images with Statements
Included
Online Statements
Yes
Online Check Images Images of canceled checks can be viewed online for 1 months.
Yes

Overdrawing the Account

Returned Item Fee The Insufficient Funds Fee is $35.00 per overdraft.
$35.00/per item
Overdraft Protection This checking account has one option for Overdraft Protection.From a linked Savings Account:- Transfer fee of $5.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.
Available

About Provident Bank

From Provident Bank's Website: "Established in 1839, The Provident Bank of New Jersey has a strong history of service and stability. We serve individual and commercial customers with a wide scope of products and services. From personal checking to commercial loans, each account comes with individual attention from a Provident banker."

How We Get Our Information

We conduct our own research for all the institutions listed.

Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

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