Minimum Opening Deposit
A $50.00 deposit is required to open this account.
$50.00
Monthly Service Fee
$0.00
Interest Rate
The account earns 0.50% interest for balances over $50.00.
up to 0.50%
Debit Cards & Using ATMs
Debit Card
$0.00/yr
ATM Fee Reimbursements
Other bank's ATM charges refunded if you meet qualifications-10 POS purchases with Debit Card, 1 direct deposit of 1 ACH debit, establish and maintain a ProvidentConnect Online Banking relationship, receive eStatements
Yes
Surcharge-Free ATM Access
Yes
Non-affiliated ATM Usage Fee
$0.00
International ATM Usage Fee
3% of transaction amount
$0.00
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, transfer funds, pay bills, receive alerts;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, receive alerts;- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, receive alerts;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, receive alerts;- An Android application to view account balances, view recent activity, transfer funds, pay bills, receive alerts.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone and Android application.
Free
Person-to-Person Payments
Zelle-$0.00
Free
Email Alerts
Not Available
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
There is a $2.00 monthly fee to receive statements by mail.
$2.00/month
Check Images with Statements
Included
Online Statements
Yes
Online Check Images
Images of canceled checks can be viewed online for 1 months.
Yes
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $35.00 per overdraft.
$35.00/per item
Overdraft Protection
This checking account has one option for Overdraft Protection.From a linked Savings Account:- Transfer fee of $5.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.
Available
About Provident Bank
From Provident Bank's Website: "Established in 1839, The Provident Bank of New Jersey has a strong history of service and stability. We serve individual and commercial customers with a wide scope of products and services. From personal checking to commercial loans, each account comes with individual attention from a Provident banker."