Minimum Opening Deposit
A $25.00 deposit is required to open this account.
$25.00
Monthly Service Fee
The Monthly Service Fee of $10.00 can be waived by maintaining a minimum daily balance of $1,000.00 or by enrolling in Direct Deposit.
$10.00
Annual Percentage Yield (APY)
The account earns 0.01% for balances over $1,000.00
0.01%%
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Relationship Rewards
This account includes 'Relationship Rewards' to put money back into your account based on your debit card usage. There is no annual fee for this card.
$0.00/yr
Non-affiliated ATM Usage Fee
There is a $2.50 fee each time you use a non-affiliated ATM.
$2.50/per use
International ATM Usage Fee
There is a $2.00 fee each time you use a ATM in another country. In addition, there is a fee calculated as 3.00% of the total amount withdrawn.
$2.00/per use
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to receive alerts;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, receive alerts;- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, receive alerts;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, receive alerts;- An Android application to view account balances, view recent activity, transfer funds, pay bills, receive alerts.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPad, and Android mobile application.
Free
Person-to-Person Payments
$0.50 per transaction thru PopMoney
$0.50/payment
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- The bad news that your account balance is below $0;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
Yes
Check Images with Statements
There is a $2.00 monthly fee to receive images of canceled checks with monthly statements.
$2.00/month
Online Statements
Yes
Online Check Images
You can view 2 months of images of canceled checks online for an fee of $2.00 per month.
Yes
Overdrawing the Account
Free Account Overdraft
Yes
Negative Balance Fee
There is a $10.00 fee for a negative balance after the first calendar day with less than a $0.00 balance.
Yes
Returned Item Fee
The Insufficient Funds Fee is $39.00 per overdraft.
$39.00/per item
Overdraft Protection
This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $12.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.From a linked Alternate Checking Account:- Transfer fee of $12.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.From a linked Credit Card Account:- Transfer fee of $12.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.