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Home » Checking Accounts

"Rich Rewards Checking" fromComerica Bank

  • Website
  • 800-292-1300

The Basics

Minimum Opening Deposit A $50.00 deposit is required to open this account.
$50.00
Monthly Service Fee The Monthly Service Fee of $18.00 can be waived by:- Maintaining a minimum daily balance of $5,000.00;- Maintaining a minimum combined daily balance of $7,500.00 in this account and up to three other related accounts (including Statement Savings and Money Market Accounts, CDs and IRAs).The monthly fee can be discounted to $16.00 by opting in to receive eStatements.
$16.00
Annual Percentage Yield (APY) This account earns 0.01% interest on all balances over $1.00.
0.01%%

Debit Cards & Using ATMs

Debit Card
$0.00/yr
Non-affiliated ATM Usage Fee There is a $2.50 fee each time you use a non-affiliated ATM.
$2.50/per use
International ATM Usage Fee There is a $5.00 fee each time you use a ATM in another country.
$5.00/per use

Electronic & Telephone Banking

Online Bill Pay
Free
Mobile & Text Banking This institution supports:- A text messaging service to view account balances, view recent activity, receive alerts, locate ATMs;- A mobile-browser website to view account balances, view recent activity, receive alerts, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile Phone This feature is available on the Comerica Android and iPhone mobile application.
Free
Person-to-Person Payments Comerica Person to Person Transfer
Free
Email Alerts This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Notice of deposits or withdrawals over a certain threshold;- The bad news that your account balance is below $0;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password);- Direct Deposit has been made.
Included with Online Banking
Automated Phone Banking
Free

Checks & Statements

Unlimited Check Writing
Yes
Free or Discounted Checks Free Comerica Advantage Checks
Yes
Monthly Paper Statements
Yes
Check Images with Statements There is an $1.00 per item fee for each canceled check or image included with your monthly statements after the first 4 checks.
Included
Online Statements
Yes
Online Check Images Images of canceled checks can be viewed online for 24 months
Yes

Overdrawing the Account

Negative Balance Fee A $6.00 charge each day for up to 5 days, beginning the 5th consecutive business day the account is in a negative balance.
Yes
Initial Returned Item Fee The Insufficient Funds Fee is $26.00 for the first overdraft, $4.00 from 2 to 4 overdrafts and $38.00 for subsequent overdrafts.
$26.00/per item
Overdraft Protection This checking account has many options for Overdraft Protection.From a linked savings, money market account, or credit card:- Transfer fee is tiered, as listed below. The transfer fee is charged per day;- Funds are transferred to bring the account balance to $0.00 for all forms of protection except credit card, which advances money to the account in $100 increments.Fees for transfers or advances are as follows:1st-4th day of transfer: $85th-7th day of transfer: $12 +7th day of transfer: $16 per day.
Available

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We conduct our own research for all the institutions listed.

Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

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